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Product of the Month. . .
We get that question a lot. Would you like to know what Statewide is selling a ton of right now?? Vacancies. Yup! Vacant Land, Vacant Homes, Vacant Commercial Buildings, you name it. If it’s empty, we want to write it. We’ll even write it short-term! 3 months, 6 months, 9 months or a year, we’ve got the policy you need to fully secure your vacant risks. To top it off, we have the best V&MM rates around! All you need to do is call Dan Braude (x944) for your commercial risks or Kyle Hammontree (940) for your homeowner risks and they’ll give you a phone quote within MINUTES!! Here’s even better news. . . the commissions on this program are higher than any other product we offer! Call Kyle or Dan today and let them give you a vacancy quote over the phone. You’ll love this program! With all the foreclosures happening around us, it’s nice to know that even if a business goes bust or a bank has to take back a home loan, there’s somewhere you can go to retain the risk on a vacant basis. Call Dan or Kyle and let them show you how easy it really is to do. (All States)
Not with our Homeowner’s Program!! We know that many of you face the challenge of getting your insured a good rate even if their credit isn’t top notch. At Statewide, our homeowner carriers do not base their rates on a credit score. In fact we don’t consider a person’s credit at all when it comes to writing their home or condo. The way we figure it, life happens. So why penalize a person just because they’ve had a few bumps in the road of life?? It’s refreshing to know that there are still a few companies out there that think the insureds are still human. With that being said, you can get an ‘A’ rated, HO3 with up to 120% replacement cost at a price you WILL sell. Still don’t believe us? Well, then try it for yourself! Get a user ID and password from Kyle Hammontree and let him show you how to NEVER turn another homeowner away. 6 questions gets you a quote, a few more issues the policy. No money down, easy monthly payments and a policy you’ll be proud of. Call Kyle (602-494-6940) and give him credit for not running credit! (All States)
The only reason I took up jogging is so I could hear heavy breathing again.
Here’s a little known fact about Statewide that not many producers pay attention to; we have a terrific Mercantile Program! What exactly is it? Well, it’s kind of like a BOP but just a little different. It can write just about anything from Adult Bookstores to Video Rental Stores. Interesting things from Beauty Shops and Car Washes to the popular Grocery Stores and Day Care Centers can be found in our classifications list. Some classes are based on revenue, some on square feet. You can write the property as well as the general liability and the best part is you can rate it all up within minutes in your very own office!! The Mercantile Program can be found in our famous Rapid Raters System on our web page. Go to www.statewide-insurance.com , click on Rapid Raters and then Mercantile Program and away you go. Within minutes you’ll have a rate with an ‘A’ rated company that will be easy to sell and easy to bind. Fax the app and rate sheet over with the TRIA form and you’re good to go! It’s 100% accurate, it’s fast and it’s ready now. Want an underwriter to go over it with you for your first time? Absolutely! Call any one of our commercial underwriters and they’ll gladly walk you through it over the phone. It only takes one call. So do it!!! We just know you’ll love it. (All States)
Ever been in a store and the power suddenly goes out? While you’re shoplifting and trying to make your getaway, think about what is going through the storeowner’s head. Besides watching you run out with 15 cans of soup, he’s also wondering if his freezer is going to thaw out and spoil his inventory, causing him to lose a ton of money in cold storage. Well, that’s where Systems Breakdown Coverage comes into place. Power Surges, Motor Burnouts and Mechanical Breakdown are just a few instances covered by our Systems Breakdown policy. It can be added to most all of your Mercantile Risks that have the need for protecting their assets should the unthinkable happen. Sometimes a business can be down for a couple of days until the damage is repaired. That’s money out the window and coverage they can’t live without. When you are quoting a risk that involves machinery for its livelihood, why not suggest they get Systems Breakdown Coverage added to their policy? In the long run, you’ll be saving them a world of heartache! Call your commercial underwriter for more information about this necessary and affordable insurance. Now, go enjoy your soup. (All States)
A balanced diet is a cookie in each hand!
Ok, so a few months ago we mentioned that we were going to change the way we handle commercial policies in and out of our office. We think we’ve come up with a solution that is not only going to save a few trees, but will make us more efficient while unburdening you with excess paper. Effective immediately, we will be mailing you the insured’s copy of their commercial policy while emailing you your agency copy. You’ll still get a hard copy of the insured’s policy so you can attach any cross-selling advertisements or send a personal cover letter from your office thanking them for their business. It’ll also help them to identify the policy if it comes from you, not us. As for the e-mailed version we’re sending you, you can save it to a digital folder for future reference in case the insured needs a duplicate dec page or has a question regarding their coverage. In the future we’re sure to go to a completely paperless system where you will only get the policy in your email, but we’ll let you know when that happens. For now, we think this half-n-half version is a winner and we hope you feel the same way. If you would like us to begin only e-mail the policy to you and suppress the hard copy via snail-mail, we can do that, too. The less paper we use, the better the environment. This world could use a few more trees, don’t you agree? (All States – Commercial Business only)
So cheap, we’re practically GIVING it away! Plus, you can write it all by itself!! This Mono-Line Inland Marine Product is perfect for things like Excavators, Bulldozers, Backhoes and Loaders. It’s also good for items placed in Care, Custody and Control of the insured such as Dry Cleaning, Machine Shops and Appliance Repair. We can even cover the exposure of installation of a product at the jobsite! This type of coverage is a must for things such as Inflatable Displays or Rides, Mobile Equipment and Portable Food Service Units (like a hot dog cart). Most every business has this exposure in one aspect or another. Call our talented underwriters for more information or simply go to our website and click on our world famous Rapid Raters Program and quote it instantly in your office!! Once you try it, you’ll be sold. (All States)
On the keyboard of life, always keep one finger on the escape key.
Just so you know, we’ll be closed December 25th but open December 26th. Also, for New Years we’ll be closed January 1st but ready to take your calls on January 2nd. No rest for the weary, right?
And Finally. . .
It’s no secret that this market is taking its toll on everyone. We hear your stories about how business is all but drying up and completely going away. We want you to know that when a piece of business comes in to your office, we want to write it as badly as you need to write it. Working together we can make that happen. It’s as easy as letting us know where you need to be in pricing. There are many companies we use that have given us authority to max out any available credits and we’re doing just that. If you get a quote from our competition and think its pretty good, give us one more shot at it. It only takes a quick phone call to get that final number and we think it’s a call well spent. Statewide is dedicated to writing your insurance business and we take that responsibility with pride in all that we do. All we ask is that you let us show you how you should be treated and give us that final opportunity to give you our best quote. We’ve been together for over 50 years. Let us keep being the GA you turn to when you need it most. Keep the risks coming and thank you for your continued business. (All States)
Thought For The Month. . .
Did you know that putting a mouse trap on top of your alarm clock will prevent you from going back to sleep when you hit the snooze button?