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June 2009 Newsletter

Product of the Month . . .

 

The Triple D . . .

 

There’s a show on cable television called Diners, Drive-Ins and Dives.   It’s about a guy who travels the country sampling the local eatery in some of the non-chain restaurants.   “Local Fare” is a better word for these places.   Maybe they don’t look all that flashy on the outside, but the food inside can’t be beat.   It gets one to thinking, there are A LOT of restaurants out there!   Well, Statewide has its own little hidden gem called the Statewide Preferred Restaurant Program.   It’s got all the coverages you will need to satisfy your insured and it can handle up to 40% liquor receipts!   For a few dollars more you can add a nice little Property Extension that includes such things as glass coverage, sign coverage, employee dishonesty and food spoilage coverage.   Go to our web page at www.statewide-insurance.com and click on the Rapid Raters.   A fast, simple quote is right at your fingertips and within minutes you’ll be writing all of the diners drive-ins and dives within a 30-mile radius of your office.   Call Bobbie Taylor (x933) for any questions you may have.   She’s our restaurant genius.   No one loves eating in restaurants more than Bobbie! (All States)

 

 

What Credit Crunch?

 

The way we figure it, life happens.   Why should someone be penalized for falling victim to this economy or life in general for that matter?   From divorces to bankruptcies, everyone gets their credit assaulted in some way.   Statewide wants you to know that we will write your homeowner’s insurance without worrying a stitch about your client’s credit score.   We have everything from the HO3 to the DP1 and none of these programs run a credit score.   So, sit back and just write the insurance.   Let the banks and lenders spin their wheels running reports.   We’d rather concentrate on getting you the right coverage at the right price. Call Kyle Hammontree (x940) for an extensive tour of our personal lines products and find the one that fits your client best.   Then, while you’re at it, ask around.   We’re confident that you won’t find an easier or better-priced product out there.   We’ve written millions of homes and continue to be a leading force in the world of homeowner’s insurance.   It’s online, on time, every time.   The 4 minutes it takes to write a policy from start to finish will leave you wondering why you haven’t tried us before.   We can’t say that enough.   Call Kyle.   (All States)

 

 

Inside me there is a thin person struggling to get out, but I can usually sedate him with four or five cupcakes.

 

 

Contractors?   Really??

 

We get asked about the contractor market all the time.   What’s it doing?   How’s it going?   Is it dead or picking up?   Well, the answer is YES.   It’s doing a lot of things.   In most areas, the contracting market is slowly picking back up.   It could be a smaller, one-man operation who may be a handyman or single tradesman that’s starting to make waves.   But it also spills over into some larger operations as people are coming out of hiding and wanting to build or improve their areas.   At Statewide we’re still writing contractors of all sizes of course, but the biggest increase is the contractor that fits in our online Rapid Rater.   This self-rater is for the 1-5 man operations from AC Installation and Repair to Window Cleaners.   We’ve lowered our minimum premiums and made getting a quote faster and easier than ever before.   If you haven’t taken 5 minutes and tried our Rapid Rater Contractors Program, you’re definitely missing out.   Go to our web page at www.statewide-insurance.com and click on the Rapid Rater’s logo.   It’s pretty self-explanatory but we’re more than happy to walk you through it the first few times to make you comfortable using it!   Lots of class codes to choose from and rates that you can sell with one arm tied behind your back.   Call any one of our commercial underwriters and let them show you that the contractor market is still VERY much alive!!  (All States)

 

 

Inland Marine Made EASY!

 

What exactly is Inland Marine Coverage??   Well, it can be contractor’s equipment such as excavators, lifts, bulldozers, backhoes and loaders, or it can be goods placed in the Care, Custody and Control of your insured.   We can even cover miscellaneous property such as inflatables, mobile equipment, and portable food service units.   Most can be written with or without theft and we can even entertain additional coverages such as Accounts Receivables, Farm Equipment, Motor Truck Cargo and Signs to name a few.   It all sounds complicated but if you use our Rapid Rater system you can breeze through it with confidence knowing that you’ve got them covered and at the right price.   Our underwriters are standing by to help you walk through this program should you need them.   Don’t be afraid of Inland Marine coverage.   It’s not the monster you might think it is.   Statewide is proud to bring it to you in a simple and straightforward online rating program.   Go to our website and check it out for yourself.   It’s just one more reason to choose Statewide! (All States)

 

 

Why is it that when you’re driving and looking for an address, you turn down the volume on the radio?

 

 

FREE TRAINING!!

 

Don’t forget we offer free training on our best-loved Statewide products every 2nd Thursday of each month.   Want to learn how to use our easy Homeowner Products?   Need to get a crash-course on the famous Rapid Rater Program?   Now you can!   Every 2nd Thursday of each month we’ve set aside our lunchtime to give you the highlights and tricks of using our most popular online programs.   We’ll even update you on what’s hot out there and what you should be paying attention to.   We will have underwriters there to answer any specific questions and promise we won’t take too much of your time.   To make things more efficient, we’ve scheduled it from 12 noon to 1 pm and will provide LUNCH!  What could be better?   Train your staff to be more productive, and we’ll feed them to boot.   All during their lunch hour!!   We mentioned this in our last newsletter and have already gotten a BIG response!   To reserve a seat at one of these sessions, call Dave Ranes, our marketing man, and he’ll make sure you have a place at the table.   Dave can be reached directly at 602-494-6931 or dave@statewide-insurance.com.  Don’t miss out on this valuable training session.   An informed producer is a profitable producer.   Here’s a chance to be both.   Call Dave! (All States)

 

 

Have you heard about the Disney virus?   It makes everything on your computer go Goofy.

 

 

Not Trailer Trash Anymore!

 

We used to call them Trailer Parks.   Remember?   Well, they aren’t little run-down housing areas anymore!   Now, we call them Mobile Home Parks and they are a very profitable and extensive product line here at Statewide.   In fact, we have two programs with which you can write your mobile home parks.   One is based on number of spaces and the other is based on receipts.   We can even offer coverage for the club house, pool and rental units owned by the park itself!   In the Southwest we have mobile home parks on almost every street.   It’s a way of life around here.   Statewide has been writing these parks for many, many years and we have quite a following.   But we don’t have them all!   That’s where YOU come in.   We want your mobile home parks!!   We can tailor a program ‘special’ for you if you have enough of them to send our way.   Even still, for the one and two parks you may have in your portfolio, we can offer a rate that is SURE to beat any competitor.   From the GL to the Property, Statewide has every corner of this lucrative business covered.   Call our Mobile Home Park Maiden, Fawn Reed (x917) or any one of our commercial underwriters for a quick quote.   Better yet, go to our Rapid Raters and get the rate yourself within minutes!!   It’s under the Mercantile Program.   Select your state and away you go.   Lots of ‘em out there.   Go get a few!   (All States)

 

 

Many Homes, One Owner, One Policy!

 

Yup, this economy has really taken its toll on the homeowner market.   The number of foreclosed homes out there is astronomical!!   What can we do?   Well, we can start by looking at the bright side.   Investors are buying these foreclosed homes by the truckload and they need to insure them!   But they don’t want the hassle of insuring each home separately with separate expiration dates and goodness knows HOW much paperwork.   They want one policy to cover them all.   Guess what?   We’ve got it!!   Statewide is now writing multiple homes on ONE policy.   Adding and deleting a home is now as easy as adding or deleting a car on your typical auto policy.   We’ve given you total control on managing your investor’s homes with just a few clicks of the mouse.   It’s a DP3 with all the whistles and bells and you can even remove the vacancy clause!   This relieves the investor of constantly informing you the occupancy status of any given property.   Best of all, it’s DIRECT BILL.   One policy, one expiration date and unlimited number of homes listed.   No mounds of paperwork or applications.   This is almost too simple to be true!   Call Kyle Hammontree (x940), Rick Katz (x914), or Dave Ranes (x931) and have them send you over a handy Excel â rater allowing you to rate these homes yourself with minimal information!   Try it once and we PROMISE you’ll never use anyone else again.   This market is busting WIDE open.   It’s time to take advantage.   (AZ only for now, Nevada July 1st)

 

 

On A Side Note. . .

 

l Keep those renewed licenses and E&O policies coming our way.   We need to make sure you’re current in our files so you can keep writing with Statewide.   l Don’t forget to register for our free training sessions the 2nd Thursday of each month!   l Remember to stop by our booth at the Arizona Big I convention this year.   We’ve got lots of goodies to give away and a couple of door prizes with YOUR name on them! l Register on our web page to receive this newsletter in your E-mail!   It’s not used for spam, just the Connection and important announcements from your favorite GA, STATEWIDE!

 

 

Thought For The Month. . .

 

Everyone has a photographic memory.   Some just don’t have film.