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April 2009 Newsletter

New Program!!

 

Ok, pay attention because this one’s a beauty!!   Do you have a client, investor, or group that owns multiple homes and wants to put them on one policy??   No Problem!   Statewide is proud to present our Multi-Home Program just for you.   This simple to use program offers DP3 coverages valued from $50,000 to $500,000 with the option to wave the vacancy clause allowing your insured to have a blended rate no matter if the home is occupied or vacant!  You read that right, vacant or occupied we can offer the same rate for both classes.   No tedious updates on the homes occupancy!   You can add and delete homes with just a few clicks, much like adding and deleting autos!   What’s better is that we’ve made this whole thing available in a simple self-rater that you can use NOW!   Just plug in the value, year, losses and protection class and BOOM, the premium is calculated right there in front of you.   How refreshing is that?   No more individual policies for one insured and YES we can direct bill the whole thing!  While we’re building the rater on our website, call your underwriter for our temporary Excel rater that we can email to you for now!   WOW, right? Want more info?   Call Kyle Hammontree (x940) or Dave Ranes (x931) and get the scoop!   Hey, stop reading this and get to it!!   (AZ for now, other states coming very soon!)

 

 

 

Home Based Business?

 

Yes, we have a market!   We are now able to quickly and easily get your client coverage for this fast growing market.   More and more people are exploring the options of working from home.   It’s convenient, versatile and given the right set of circumstances very profitable.   What they may not know is that their home-based business may not be covered under their current homeowner’s policy!   That’s where we come in.   Statewide can offer up to $1,000,000 General Liability, $10,000 in Property and $2500 for Inland Marine coverage.   From Accountants and Distributors to Payroll Services and Real Estate Agents, we’ve got a well-priced program that’s sure to appeal to your clients.   It’s officially scheduled to be released mid May, but you can contact Chet Garry (x916) right now for additional information and even a sneak-peek at the premiums.   We’re excited about this new toy and hope you will be, too!   (AZ only for now)

 

Never wave to a friend at an auction.

 

 

OH, BABY!

 

We want your Day Care Centers!  Plain and simple, we would like to write your day care or preschool risks.   We offer a great price and excellent coverage, including sub-limits for physical and sexual abuse and the availability of E&O coverage..   Just make sure they’re licensed with the state, have a fenced in area, have a formalized employees screening process and have met the child-to-staff ratio requirements as required by your state.   New centers and schools are welcome, too.   Simply complete an ACORD application and grab our Day Care Supplement off our website and you’ll be singing “The Alphabet Song” for the rest of the day.   Want more information?   Call any one of our commercial underwriters and they’ll bring you up to speed on this fast growing and in-demand market.   Then, go GA-GA!   (All States)

 

 

Time to Clean Up!

 

You see them everywhere.   Those Self-Serve Car Washes are on most every corner.   We want to let you know that we’re more than happy to write them for you!   Property coverage can be written on Basic, Broad or Special Form.   We can also include V&MM coverage!   The general liability up to $1,000,000/2,000,000 is written on a per-bay basis and one automatic bay can be part of the mix, too.   We love our cars in America.   Car washes are a must and now they’re very easy to write.   Call any one of our commercial underwriters for more information.   It’s just one more thing Statewide can do for you!   (All States)

 

 

Poverty is hereditary.   You get it from your children.

 

 

Recipe Of The Month. . .

 

This month’s recipe comes from our IT Guru and Vice President, Rick Katz.   Being the consummate party host, Rick has elected to share his secret homemade Kahlua recipe!

 

1 Quart Water

10 Tsps Instant Coffee

3 Cups Sugar: 50% Brown –50%White

 

Simmer above ingredients for one hour until brown foam follows the spoon as it’s being stirred. Let cool then add 3 cups of Vodka and 3 Tsps of Vanilla.

 

Stir and Serve!  

 

 

 

As Fast As We Can!

 

We know that this market place has been a bit slow and depressing for all of us in the insurance business, but some good news is on the horizon.   We’ve noticed a big increase in activity at our GA and wanted to assure you that things can and will get better.   Our underwriters are busier now more than ever getting quotes in and out our door as fast as possible.  We love your business and want to give you our best foot forward, so when submitting a commercial risk to us, please make sure that your application is as complete as possible.   It will only speed up the quoting process when an underwriter has a clear understanding of what is in front of them.   Take a minute to go over your application, make sure you’ve completed each and every question pertaining to your risk and expand on any “description” fields when possible; painting a nice picture of the risk.   Finally, patience is a virtue!   It may take a day or two longer getting back to you as things are beginning to pick up, but rest assured we are indeed current and going at top speed!   A suggestion might be to scan your submissions and send them via our “Submit An App” section on our web page.   Using this method gets you an instant email telling you that we’ve received your application and are working on it.   No more “black holes” to worry about!  We certainly appreciate your business!   Keep it coming!!   (All States)

 

 

I had a rough round of golf yesterday.   Lost 4 balls, 3 of them in the ball washer.

 

 

Once Again. . .

 

Let’s just briefly recap Article One   above because it’s THAT important.   Remember, one owner, multiple homes, ONE POLICY.   “A”Rated Carrier, quick easy rating and incredible pricing.   Homes can range from $50,000 to $500,000, Up to $1,000,000 Liability and Direct Bill.   Friends, it doesn’t get any better than this.   If you haven’t tried it, you’ll be missing out on a HUGE chunk of business that’s just waiting to be written.   Various LLC’s and investment groups are buying up homes at a record pace and they’d LOVE to have the convenience of putting everything on just one policy.   It’s timing couldn’t be better, the price is right and the rating is as simple as it gets.   Call us NOW and get ready for this fast moving trend!   (AZ Only, for now)

 

 

Thought For The Month. . .

 

I’ve learned one thing about doctors, if after examining you he gives you a long, comforting nod. . . it means, “Your guess is as good as mine.”